Compare home insurance quotes in minutes and you could save up to £241*
Why use our service?
- Save up to £241* on your home insurance
- Compare quotes from over 50+ trusted uk insurers
- 92% of users rate us 'excellent' or 'great'
home insurance
Compare home insurance quotes with Save More Money
View personalised quotes from over 50 insurers including:
What is home insurance?
- Buildings insurance:
Covers permanent structures like walls, roofs, kitchens, and bathrooms. - Contents insurance:
Covers your belongings, from furniture and gadgets to clothes and jewellery. - Combined cover:
Includes both buildings and contents protection in one policy.
What’s covered?
Typically covered:
- Fire and smoke damage
- Storms, floods, and water leaks
- Theft and burglary
- Vandalism and accidental damage (if selected)
- Frozen or burst pipes
- Subsidence and fallen trees
Usually not covered:
- General wear and tear
- Poor maintenance or negligence
- Pest infestations
- Damage to gardens or fences from weather
Ready to get insured now?
Types of home insurance
Buildings insurance
covers the structure of your home. Often required if you have a mortgage.
Contents insurance
covers your personal belongings. Recommended for homeowners and renters alike.
Combined cover
ideal if you want to insure both your home and belongings under one policy.
Specialist cover available:
- Unoccupied property insurance
- Landlord insurance
- Holiday home cover
- Listed building insurance
- Flat/leasehold cover
Ways to save on home insurance
Shop around
Compare deals each year to avoid loyalty penalties.
Build a no-claims history
Going claim-free can unlock discounts over time.
Pay annually
Paying upfront avoids interest charges on monthly payments.
Raise your voluntary excess
A higher excess can mean lower monthly costs.
Improve security
Add burglar alarms or high-quality locks to reduce your risk.
Avoid leaving your home empty
vacant properties are more prone to theft and damage.
Popular add-ons to consider:
Accidental damage cover
Covers accidents like smashed tvs or spilled drinks on carpets.
Home emergency cover
Covers urgent repairs for issues like boiler failure or broken pipes.
Alternative accommodation
Pays for somewhere to stay if your home becomes uninhabitable.
Personal possessions cover
Every year you go without claiming can lower your future premiums.
Bicycle cover
Protects your bike against theft or damage, even when away from home.
Legal expenses cover
helps with legal fees for disputes, injuries, or neighbour issues.
What affects the cost of home insurance?
- Location:
Crime rates and flood risks influence pricing - Property size & type:
Bigger homes = higher rebuild costs - Rebuild cost:
Not the market value, but the cost to rebuild your home - Contents value:
The more you insure, the more you pay - Security measures:
Alarms and strong locks reduce risk - Optional extras:
Add-ons like accidental damage will increase the cost - Payment method:
Paying annually is usually cheaper than monthly
What info do you need to provide?
- Type of property and year built
- Who lives there and how often it’s empty
- Security features like locks and alarms
- Rebuild cost of your home
- Total value of your contents
- Your contact and employment details
Ready to get insured now?
Home Insurance FAQs
Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA number 313860).
Savemoremoney is a trading name of Stubben Edge (Risk) Limited which is authorised and regulated by the Financial Conduct Authority. FRN: 943286. Stubben Edge (Risk) Limited is a credit broker and not a lender. Credit is subject to status. Registered in England and Wales, whose registered office is Fourth Floor, 77 Cornhill, London, EC3V 3QQ
Terms of use | Privacy Policy | Copyright © Stubben Edge Group Limited. All rights reserved.
