Only you can decide whether scratch and dent insurance is worth it to you. But, if you're concerned about the financial factor, it might be worth considering how much you could potentially save with cover. 

It costs around £90-150 to repair a single minor scratch and often significantly more for small dents without scratch and dent cover. So, it is likely you’ll save money in the long run when taking out the policy. 

With our policy, you can also choose either no excess or a low excess, making repairing minor damage to your car’s bodywork less financially impactful than if you didn’t have Scratch and Dent Insurance. 

The excess is the fee you pay when you make a successful claim.  

With Save More Money’s Driving Instructor Scratch and Dent Insurance, you'll have the option to choose either a low-excess or zero-excess policy. However, if you do opt for the zero-excess option this will increase your monthly premiums.  

Unfortunately, there's no single answer to this as some standard policies do and some don't. To find out if you're already covered you'll have to ask your provider.

However, even if your existing policy does cover scratch and dent, for smaller scratches and dents, you might discover your policy’s excess is more than the price of a repair, meaning it might still be worth investing in scratch and dent cover.

You can find the start date of your policy in your policy wording document.

The end date of your policy will be determined by the length of cover you have chosen (either 12, 24, 36, or 48 months).  

Motor insurance policies differ from provider to provider, so you'll need to check with your specific insurer.